> My plan for a spiritual, safe, cheap Christmas celebrations; >
> 1) Cooking a vegetarian meal- why have turkey and chicken when there are healthy alternatives. > 2) Baking -improving my baking skills by cooking at least 2 baked items > 3) Say rosary once a week
> 4) Attend mass at the Cathedrals on Sundays when I’m off. Try to attend Christmas eve evening mass for once > 5) Send cards to few people I care about
> 6) Send email Christmas greetings to others
> 7) Donate to one charitable organisation if I can
Monthly Archives: November 2014
Who doesn’t like a good deal. I saved 30% on my grocery bill.
1)Bought $80 woolsworth groupon to spend $100.
2)Ordered my groceries online, added the voucher code and got 20%,
3)Because this was my first time ordering online, I got a further 10% off (total 30%). 4)I ordered specials and discounted items which further meant I got great value. 5)Collected my groceries, no queuing.
I got a great bargain and think I did well. Stocked up on some items.
I learnt today how to fish, caught 2 fish but had to let them go as they were small. What an interesting activity to learn on a beautiful day. It’s lovely to do something new and enjoy it.
Financial wealth – your net worth helping you on your way to retirement journey. Do you have enough $$ to tide you over short term emergencies to having for retirement. Are we saving enough. At the moment, I’m trying to save 40% of my income, not easy. I’m trying to automate my savings to make it easier.
Social Wealth – need to work on this one. I have decluttered my friends to include only a small group of friends. I’m no social butterfly but I need to make an effort to have more friends other than my work mates.
Health Wealth – all the money in the world is no use if I’m sick. Good health is the best wealth. I’m lazy so need to try to incorporate fitness into my daily regime.
Love Wealth – well, I’m happy being single so I’m wealthy.
I am wealthy, I am happy, I AM.
How about you?
In my eager pursuit to save $$ for financial freedom, I often pick up overtime, public holiday, weekend shifts. Yes I do get more income but what’s the downside? > Feeling tired $ sleeping most of the day
> Your time is gone & can’t get it back
> Time spent with family is reduced
> Your time to enjoy non-career pursuits is reduced
So where is your work life balance? Why am I so greedy for money?
What is an emergency bag?
In case there is a fire, flood or natural disaster, then you need an emergency bag that contains all important documents. In my emergency bag, I have the following;birth certificate / passport
- USB stick of scanned important documents
- Mortgage documents
- important certs / files
- some spare cash
- spare Bank card
- spare clothes
Im sure there are other things that you can put in your emergency bag. Can you think of more items?
I decided to spend my Sunday in Sydney. I attended an Anglican service at St Andrews Cathedral, enjoyed the choir, went for a tour & had a cuppa.
I then walked & found myself at the Reserve Bank of Australia & enjoyed the museum & talk.
Next door, I attended a free concert at the St Stephen’s Uniting Church & sang my heart out to hymns I don’t even know. A cuppa then.
After which I had dinner with mum after a 2 hr commute home.
A wonderful way to spend the day with GOD.
How did you spend your Sunday?